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Valencia

Guide Curator at GladiatorBoost

I’m the voice behind the blogs here at GladiatorBoost—diving deep into the gaming world to bring you guides, updates, and stories that actually help (and maybe even entertain a little). Whether it's breaking down the latest boosts or highlighting cool moments in your favorite games, I’m here to make the digital grind a little more fun.

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Gold Bullion remains one of the most important endgame currencies in Fallout 76. Introduced with the Wastelanders update, it allows players to unlock powerful plans, high-tier armor sets, weapons, and essential crafting upgrades.

If you’ve completed the Vault 79 storyline and started collecting Treasury Notes, the next step is knowing exactly where to spend your Gold Bullion. This guide covers every Gold Bullion merchant in Fallout 76, their locations, what they sell, and how to maximize your purchases.

How Gold Bullion Works in Fallout 76

After finishing the Wastelanders main questline involving Vault 79, Gold Bullion becomes available as a currency.

How to Get Gold Bullion

1. Exchange Treasury Notes

• Earn Treasury Notes from Public Events.

• Trade them at Gold Press Machines.

• 1 Treasury Note = 10 Gold Bullion.

• Daily cap: 40 Notes (400 Gold Bullion).

• During Gold Rush events: 80 Notes per day.

2. Buy From Smiley

• Located in The Wayward.

• Sells up to 300 Gold Bullion weekly.

• Costs 6,000 Caps.

If you’re short on currency and want to accelerate progress toward Secret Service gear or high-end builds, many players choose to Buy Fallout 76 Gold Bullions instead of waiting on daily exchange limits.

Increasing Raider & Settler Reputation

Before accessing full vendor inventories, you must raise faction reputation.

Reputation Ranks:

• Cautious

• Friendly

• Neighborly

• Ally

Higher reputation unlocks more plans at faction vendors.

Raider Reputation Activities:

• Daily quests at Crater

• Moonshine Jamboree public event

• Defend Raiders at Ohio River Adventure

Settler Reputation Activities:

• Vital Equipment daily quest

• Eviction Notice public event

• Various dialogue-based decisions

Reputation grinding takes time. If you’re aiming to fast-track unlocks for endgame builds, Fallout 76 Boosting can help streamline faction progression and daily completion.

Mortimer – Raider Gold Bullion Vendor

Location:

• The Crater (Crater Core)

• Fast travel to Crater Core

• Enter and turn left

• Mortimer is inside near Meg

Mortimer is a Mister Handy vendor aligned with the Raiders. His inventory expands as your Raider reputation increases.

What He Sells:

• Raider-themed plans

• Weapon mods

• Armor plans

• Utility items

If you sided with Raiders during the main story, this vendor becomes especially important for build-specific unlocks.

Samuel – Settler Gold Bullion Vendor

Location:

• Foundation

• Fast travel to Foundation

• Enter through main gate

• Run straight ahead

• Samuel stands near a sign at the top of the stairs

Samuel functions similarly to Mortimer but for the Settlers.

Important Tip:

If Samuel doesn’t appear, switch servers. He occasionally fails to spawn.

What He Sells:

• Settler gear plans

• Camp upgrades

• Weapon blueprints

• Faction-specific items

Higher Settler reputation unlocks more options.

Regs – Vault 79 Secret Service Vendor

Location:

• Vault 79

• Access via hidden elevator shack

• Take lift down

• Turn left after exiting

• Regs stands near the wall

Regs is arguably the most important Gold Bullion vendor.

Key Details:

• No faction reputation required

• Must complete Wastelanders storyline

• Sells top-tier endgame plans

Notable Items:

• Secret Service Armor plans

• Secret Service armor mods

• High-tier weapon plans

If you’re building for tank setups, stealth builds, or PvE dominance, Regs is your primary destination.

Minerva – Traveling Gold Bullion Merchant

Minerva is a rotating Gold Bullion merchant with discounted prices.

She Appears At:

• Foundation

• The Crater

• Fort Atlas

• Whitespring Resort

Event Types:

• Minerva’s Emporium (Monday–Wednesday)

• Minerva’s Big Sale (Thursday–Monday)

Her inventory rotates weekly.

Why Minerva Is Important:

• 25% discount on Gold Bullion plans

• During Big Sale, she offers previous weeks’ items

If you’re missing multiple key plans, waiting for Minerva’s Big Sale can save thousands of Gold Bullion.

Quick Vendor Comparison

Managing Caps & Currency

Gold Bullion purchases often require Caps as well (especially when buying from Smiley).

If you’re low on currency for fast progression, players commonly choose to Buy Fallout 76 Caps to maintain momentum while upgrading gear.

Similarly, crafting high-end builds requires additional materials and components. Many players supplement this with Buy Fallout 76 Items to complete optimized loadouts faster.

Best Spending Strategy in 2026

If you’re unsure where to prioritize Gold Bullion:

1. Unlock Secret Service Armor first (Regs).

2. Purchase essential armor mods.

3. Fill out faction-specific weapon plans.

4. Monitor Minerva for discounts.

5. Expand CAMP functionality last.

This order ensures combat performance improves before cosmetic or convenience upgrades.

Final Thoughts

Gold Bullion remains central to Fallout 76’s endgame loop. Whether you’re pursuing Secret Service Armor, building a Raider-themed character, or optimizing a Settler loadout, knowing where each vendor is located saves time and frustration.

The key to efficient progression is balancing:

• Treasury Note farming

• Reputation grinding

• Vendor rotation timing

• Smart currency management

With this guide, you’ll know exactly where to go and what to prioritize the next time you log into Appalachia.